Business Banking

Business Lending

Our Advantages

Commercial Offerings Include:

  • Commercial Loans from $25,000 to $8 million
  • Lines of credit
  • Equipment term loans
  • Commercial real estate mortgages
  • SBA 7a and 504 products


Our Customers

Our customers span multiple industries—from retail to professional services, not-for-profit, and oil and gas. In addition, they may have owner-occupied real estate needs for their company or maybe expanding their business.

  • Commercial Banking C&I: Up to $40 million in annual sales
  • Commercial Real Estate: Up to $50 million in annual sales


Commercial Real Estate Loans

At TCB, we work with commercial real estate developers and investors to grow their portfolios and build their footprints.

We finance single-family homes, multi-family, mixed-use, and industrial properties.

Whether you have one investment property or fifty, your dedicated TCB Loan Officer will provide you with the tools you need to buy, refinance, build or rehab your property with ease.

Meet the Team

Miguel Rosado headshot View Bio

Miguel Rosado

EVP, Chief lending Officer
Nancy McSurely headshot View Bio

Nancy McSurely

VP, Commercial Lender
Headshot of Bob O'Brien View Bio

Bob O’Brien

VP, Commercial Banking
View Bio

John Thomsen

Commercial Loan Officer
Meet the Whole Team
Miguel Rosado headshot

Miguel Rosado

EVP, Chief lending Officer
NMLS: 1664679
Personal relationships are at the core of community banking—the ability to have a meaningful discussion with a decision maker, to get advice for a small matter, or just connect with someone who knows what you’re going through.

Miguel oversees TCB’s commercial and residential lending division. He is an industry veteran with nearly 30 years of expertise in commercial real estate lending and construction and business loans. Miguel has worked for such banks as USTrust, Citizens Bank, and Century Bank, always focusing within the Boston/Cambridge markets. His knowledge of these areas helps his customers make prudent decisions regarding their businesses and investments. Additionally, Miguel has served on many nonprofit organizations boards including Ellis Memorial (South End) and Sociedad Latina (Mission Hill). He has been a mentor for young professionals at Conexion and was a member of LeadBoston. He also has been very involved in youth sports and coaching travel basketball, little league baseball, and travel soccer for the town of Milton. Miguel is a graduate of Eastern Conn State University.

Nancy McSurely headshot

Nancy McSurely

VP, Commercial Lender
NMLS: 1664828

Nancy brings over 30 years of banking and financial services experience within Greater Boston primarily in the commercial banking arena. Her career has focused on community small business lending. Nancy entered the commercial banking industry with State Street Bank and Trust in Boston, where she was formally credit trained and gained familiarity with all aspects of commercial lending including construction, asset-based lending, CRE, and C&I loans.

Prior to joining TCB, she worked for a community bank in Metro West Boston where she advanced her skills in SBA Lending. Nancy’s ability to make her clients feel at ease, her ability to think outside the box and her commitment to service have earned her a stellar reputation with her customers. Nancy is an alumnus of Miami University in Oxford, Ohio, where she earned a BS in Finance with a minor in Economics. She also earned an MBA from Northeastern University.

Headshot of Bob O'Brien

Bob O’Brien

VP, Commercial Banking
NMLS: 947286
Just like in its name, a community bank like TCB puts the “community” first. That’s why I love community banking, especially working as a Commercial Banker at TCB!

Bob joined TCB in 2019 as Assistant Vice President of Commercial Banking. He brings over ten years of business banking experience to the role. In the past, Bob held roles in marketing communications at the MBTA, running a call center for a home improvement company, and lastly, inside sales at Aramark on the uniform and work apparel side. Bob obtained his bachelor’s at St. Anselm’s and an MBA at Suffolk University. He was recently elected as a town meeting member in Milton where he lives with his wife and two children.

John Thomsen

Commercial Loan Officer
NMLS: 2543089
As someone who grew up locally, I can appreciate a Bank that focuses exclusively on the greater Boston area. We emphasize our commitment to these neighborhoods by focusing on building strong, personalized relationships with individuals and local businesses to ensure their success.

John joined the TCB team in 2020. He worked in Commercial Credit at TCB prior to transitioning into a Commercial Lending role. John graduated from The Roxbury Latin School and holds a bachelor’s degree from Hamilton College where he played football and was a member of the ski racing team. He later obtained his Real Estate Finance Certificate from Boston University. John grew up in Newton and enjoys skiing, golfing, and volunteering in his free time. 

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