Business Banking

Business Accounts

Our Advantages

Business Checking

Ideal for small businesses
  • A minimum deposit $25 is required to open the account
  • No Monthly Maintenance Fee
  • 400 Free Transactions* ($0.50 per transaction over 400)
  • No monthly fee for Online Banking with Free Bill Payment
  • Free TCB Business Debit Mastercard
  • eStatements available

* Transactions include check paid, deposits, deposited items, ACH items, ATM Withdrawals, and Debit Card/POS transactions.

Commercial Checking

Ideal for larger businesses
  • A minimum deposit of $25 is required to open the account.
  • Monthly Maintenance fee of $15
  • Earnings Credit can be used to offset Monthly Maintenance fee and per-transaction fees
  • No monthly fee for Online Banking with Free Bill Payment
  • Free TCB Business Debit Mastercard TM
  • eStatements available
  • Additional Services available (Remote Deposit Capture, ACH Origination, Wire Transfer, and Sweeps)

Business Interest Checking

Interest and no/low fees
Minimum Balance to Earn Interest

Customers must maintain a minimum balance of $10,000 in the account each day to earn interest.

Calculating the Average Daily Balance

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. To open your Business Interest checking account, call or drop by any TCB branch.

  • $25 opening deposit
  • $10,000 average daily balance is required to avoid a monthly maintenance fee
  • $20 monthly maintenance fee if the average daily balance falls below $10,000
  • A per-transaction fee of $.50 will be charged for each transaction (check paid, ACH items, ATM/POS transactions, and deposited items) in excess of 200 during a month
  • Competitive interest rate
  • eStatements available
  • Free unlimited Debit Card usage
  • Unlimited check writing

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