Personal Banking

Personal Checking Accounts

Our Advantages

eLife Checking

eLife TCB Checking is for the way you live. Tap and it’s done—scheduled, paid for, transferred. Fast, and without a lot of fees. Simple, secure, and ready whenever and wherever you are, eLife is the checking account for getting things done.

Overdraft line of credit available

  • $10 opening deposit
  • No minimum balance requirement
  • Not interest bearing
  • Direct Deposit required to waive monthly maintenance fee
  • eStatements are required to waive monthly maintenance fee
  • $10 monthly maintenance fee without eStatements and Direct Deposit
  • Instant issue debit cards
  • Unlimited ATM surcharge fee
  • Rebates
Open one today

Regular Checking

With no minimum balance requirement and no monthly maintenance fee—plus surcharge-free ATM access at all SUM™ and MoneyPassNetwork™ ATMs—TCB’s Regular Checking account is a smart, economical choice. You’ll also enjoy the convenience of unlimited check writing, free online banking (with bill pay), and a Debit MasterCard.®

  • Minimum deposit of $25 is required to open the account
  • No minimum balance requirement
  • No monthly maintenance fees
  • Unlimited check writing
  • First order of checks is free
  • eStatements available
  • TCB Online Banking with Bill Pay
  • Surcharge-free ATM access at all SUM™ and MoneyPassNetwork™ ATMs
Open one today

Student Life

Whether you are attending high school locally, or away at college, Student Life Checking has the features and benefits you need in a bank account. Student Life Checking is available to students ages 14-26 with a valid School ID.

  • $10 opening deposit
  • No minimum balance requirement
  • Not interest bearing
  • eStatements are required
  • No monthly maintenance fees
  • Instant issue debit cards
  • Up to $12/month in foreign (Non-TCB) ATM surcharge fee rebates (ATM fees by ATM owner)
  • Check writing—10 monthly at no cost/$0.50 per check thereafter
Open one today

Relationship Checking

Loyalty, rewarded.

We look at all of the business you do with TCB and reward you accordingly, with perks like preferred rates on CDs and IRAs.

$5,000 combined minimum daily relationship balance in any of the following required waives the monthly maintenance fee:

  • Checking Savings
  • CDs/IRAs
  • Money Market Accounts
  • Home Equity Loans
  • Home Equity Lines of Credit
  • Residential Mortgages

$20 monthly maintenance fee if minimum daily relationship balance requirement is not met.

Benefits

  • Competitive interest rate
  • Preferred rates on CDs/IRAs
  • Instant issue debit cards
  • eStatements available
  • Surcharge-free ATM access at all SUM™ and MoneyPassNetwork™ ATMs
  • Free check orders (basic checks only)
  • Unlimited check writing
Open one today

Meet the Team

Brunna Cunha View Bio

Brunna Cunha

Branch Operations Manager, West Roxbury
Headshot of Mimoza Gojashi View Bio

Mimoza Gojashi

AVP, Branch Manager, Roslindale
Headshot of Tom Coots View Bio

Tom Coots

AVP, Branch Manager, Charlestown
Headshot of Janet Galloway View Bio

Janet Galloway

Branch Operations Manager, Jamaica Plain
Meet the Whole Team
Headshot of Khepra Moscillo

Khepra Moscillo

AVP, Area Manager
NMLS: 1300729
I’m proud to be a part of TCB because we are focused on serving the neighborhoods where our customers live and work. We support local business, charities, and Main Street organization in our communities.

Khepra has over 24 years of banking experience—and has worked across all of TCB’s locations throughout her 16 years with the bank. In her current role as AVP, she held a prominent role in the opening and development of our TCB’s new Jamaica Plain branch. She enjoys being part of the communities that TCB serves and building long-lasting personal relationships with customers. Khepra currently serves as a board member for the Parkway YMCA and the Roslindale Village Main Streets. She is also a member of Kiwanis International, the Parkway Rotary, and West Roxbury Business Professionals.

Brunna Cunha

Brunna Cunha

Branch Operations Manager, West Roxbury
NMLS: 1810205
I love working with a community bank—from the moment they step through our doors, every customer is given the same level of personal and attentive service.

Brunna is the branch operations manager at the West Roxbury branch. She joined TCB in 2019, and has over 12 years of customer service experience. She was born in Brazil and is fluent in two languages. A frequent traveler, Brunna has learned the value of patience and good communication. Stop by the West Roxbury branch to meet her, and learn more about our personal banking services.

Headshot of Mimoza Gojashi

Mimoza Gojashi

AVP, Branch Manager, Roslindale
NMLS: 1374482
Community banking is about establishing strong partnerships with customers and the community, and that’s what we do at TCB. I am proud to work for a financial institution that supports local organizations and helps customers with all their financial needs.

Mimoza Gojashi is the AVP and Branch Manager of the Roslindale branch of The Cooperative Bank. She has been with The Cooperative Bank for 13 years holding various positions within the retail department. Mimoza has a strong track record of collaboration and teamwork, creating connections, and coaching her team to success. She is very involved in the community as a proud member of the Greater Roslindale Health Center and Sophia Snow Place. She takes pride in providing outstanding customer service to our customers by assisting them with great financial advice and helping them meet their financial goals. Mimoza believes in establishing lifetime relationships with customers and enjoys every moment of her job. Making sure her customers are being helped in a professional manner is Mimoza’s top priority.

Headshot of Tom Coots

Tom Coots

AVP, Branch Manager, Charlestown
NMLS: 523111
We treat customers like we want to be treated—with respect, professionalism, and kindness. We create a relationship and forge a bond that cannot be broken.

Tom has 30 years of banking experience in the Boston area that he brings to his role of Branch Manager in the Charlestown Office. Having held every position from teller to manager, Tom has a hands-on approach when working with staff and customers alike. Tom holds a bachelor’s degree in Office Administration with a minor in Accounting from Salem State College, as well as a Certificate in Banking from the New England School of Banking at Williams College. He holds a seat on many local boards and committees, including the Charlestown Historical Society, the Bunker Hill Monument Association, Friends of Ryan “Duce” Morrissey Scholarship Foundation, and the Friends of Memorial Hall Veterans.

Headshot of Janet Galloway

Janet Galloway

Branch Operations Manager, Jamaica Plain
NMLS: 1868251
I love working at a community bank because we take the time to learn about our customers and build strong relationships.

Janet has been in banking for nearly 20 years. Since arriving at TCB in 2006, she had been in several roles. Starting as a head teller, she is now the Branch Operations Manager in Jamaica Plain. Janet has also worked in the West Roxbury and Roslindale branches. As the Branch Operations Manager at Jamaica Plain, she can help assist you across a variety of services—from opening and closing accounts, online banking, applying for home loans, and more.

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