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Home > Personal Banking > Checking Accounts

Checking Accounts

The Cooperative Bank offers you a choice of checking accounts. Select the account that best matches your financial needs.

Checking Accounts Overview - All TCB checking accounts come with FREE TCB Online Banking, Bill Pay, and TCB Mobile Deposit.

Account Account Features  

eLife Checking

  • No minimum balance requirement
  • Not interest bearing
  • Direct Deposit required to waive monthly maintenance fee
  • eStatements are required to waive monthly maintenance fee
  • $10 monthly maintenance fee without eStatements and Direct Deposit
  • Free unlimited Debit Card usage
  • Unlimited foreign (Non-TCB) ATM surcharge fee rebates
  • Check writing - 10 monthly at no cost/$0.50 per check thereafter

Student Life Checking
(ages 14-26)

  • No minimum balance requirement
  • Not interest bearing
  • eStatements are required
  • No monthly maintenance fee
  • Free unlimited Debit Card usage
  • Up to $12/month in foreign (Non-TCB) ATM surcharge fee rebates
  • Check writing - 10 monthly at no cost/$0.50 per check thereafter

Regular Checking

  • No minimum balance requirement
  • Not interest bearing
  • No monthly maintenance fee
  • Free unlimited Debit Card usage
  • eStatements available
  • Unlimited check writing

 

Preferred NOW Checking

  • $2,000 minimum daily balance required to avoid a monthly maintenance fee.
  • $12.50 monthly maintenance fee if minimum daily balance requirement is not met
  • Competitive interest rate
  • Free unlimited Debit Card usage
  • eStatements available
  • No foreign (Non-TCB) ATM Fees (other banks may charge a surcharge fee for use of their ATMs)
  • Unlimited check writing
 

Relationship Checking

  • $5,000 combined minimum daily relationship balance required to avoid a monthly maintenance fee in any of the following:
    • Checking
    • Savings
    • CDs/IRAs
    • Money Market Accounts
    • Home Equity Loans
    • Home Equity Lines of Credit
    • Residential Mortgages
  •  $20.00 monthly maintenance fee if minimum daily relationship balance requirement is not met
  • Competitive interest rate
  • Preferred rates on CDs/IRAs
  • Free unlimited Debit Card usage
  • eStatements available
  • No foreign (Non-TCB) ATM fees (other banks may charge a surcharge fee for use of their ATMs)
  • Free check orders (basic checks only)
  • Unlimited check writing
 

To view all of the great features for each account click on the account name, or use the navigation on the left.